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MCP Integrations Plaid
MCP & AI Agent Integration

Plaid
automation.

13 AI agent actions for Plaid — callable from any MCP-compatible runtime, Claude, Cursor, or Cerebral OS workflow. Use Plaid to process payments, generate invoices, and manage financial workflows without human intervention. Full governance, audit trail, and dry-run safety on every execution.

Connect Plaid free Browse all integrations →
No credit card required
Live in production environments
<200ms median execution
Dry-run before production
Execution trace
live
13
actions
100%
governed
<200ms
latency
13
AI agent actions
8
Read operations
5
Write operations
1
High-risk actions (approval gated)
Finance & Payments Plaid is a Finance & Payments integration — use it to automate payments, invoicing, and financial operations from any AI agent or MCP-compatible runtime.
Actions

What you can do
with Plaid.

Every action below is available as an MCP tool and a verb in Cerebral OS — callable from any AI agent, Claude, Cursor, Windsurf, or your own runtime via the BYOA API. All executions are governed, audited, and dry-run safe.

Get Accounts
plaid:get_accounts
Retrieve bank account information including balances and account details.
Read Low risk
Get Auth
plaid:get_auth
Retrieve bank account and routing numbers for ACH transfers and verification.
Read Low risk
Get Categories
plaid:get_categories
Retrieve the full list of Plaid transaction categories.
Read Low risk
Get Identity
plaid:get_identity
Retrieve account holder identity information including names, addresses, phone numbers, and emails.
Read Low risk
Get Institutions
plaid:get_institutions
Retrieve a list of financial institutions supported by Plaid.
Read Low risk
Get Item
plaid:get_item
Retrieve information about a Plaid Item including institution details and available products.
Read Low risk
Get Transactions
plaid:get_transactions
Retrieve bank transactions for specified date range and accounts.
Read Low risk
Search Institutions
plaid:search_institutions
Search for financial institutions by name or domain.
Read Low risk
Create Link Token
plaid:create_link_token
Create a link_token to initialize Plaid Link for connecting bank accounts.
Write Medium risk
Create Sandbox Public Token
plaid:create_sandbox_public_token
Create a sandbox public token for testing without real bank credentials.
Write Medium risk
Exchange Public Token
plaid:exchange_public_token
Exchange a public_token for an access_token to make API calls for a connected account.
Write Medium risk
Remove Item
plaid:remove_item
Remove a Plaid Item and revoke access to the connected bank account.
Write High risk
Reset Sandbox Item
plaid:reset_sandbox_item
Reset a sandbox Item to its original state for testing.
Write Medium risk
MCP & Runtime API

Call Plaid
from any AI agent.

Any AI agent — Claude, Cursor, LangChain, AutoGen, or your own — can call Plaid actions through the Cerebral OS Runtime API. Governance, credentials, and audit trail fire automatically.

plaid:get_accounts READ
# Call via Runtime API
curl
-X POST \
  "https://api.cerebralos.com/v1/runtime/actions/run"
  -H "X-API-Key: YOUR_KEY" \
  -d '{
    "verb": "plaid:get_accounts",
    "args": {},
    "execution_id": "agent-001"
  }'
plaid:create_link_token WRITE
# Dry-run first — no production risk
curl
-X POST \
  "https://api.cerebralos.com/v1/runtime/actions/run"
  -H "X-API-Key: YOUR_KEY" \
  -d '{
    "verb": "plaid:create_link_token",
    "args": {},
    "execution_id": "agent-001",
    "metadata": {"dryRun": true}
  }'
Get your Runtime API key at app.cerebralos.com/signup — 1,000 free executions, no credit card required.
AI agent examples

What your AI agent
can do with Plaid.

Real patterns your AI agent can execute via MCP or the Runtime API. Every action governed, dry-run safe, and fully audited.

Trigger
AI agent needs Plaid data
Call plaid:get_accounts via MCP or Runtime API
AI processes result and takes next action
Full execution logged to audit trail automatically
Trigger
Workflow needs to write to Plaid
Dry-run validates plaid:create_link_token before execution
Approval gate fires if risk level is high
Action executes with full governance — logged, audited, reversible
Trigger
Payment or billing event
Sync to accounting system
Generate invoice
Alert finance team
How it works

Every Plaid action
governed end-to-end.

Cerebral OS isn't a connector. It's the execution layer that sits in front of Plaid — adding governance, dry-run safety, and a full audit trail to every operation.

Governance first
Every verb carries a risk classification. High-risk writes require explicit approval gates before they execute in production.
Dry-run safe
Simulate any Plaid action before it touches production. See exactly what would happen before a single real call is made.
Immutable audit trail
Every Plaid action is logged — what ran, what changed, who approved it, when it happened. Full history on every verb, forever.
Connect with

Plaid works best
alongside these.

Build multi-step workflows that connect Plaid to the rest of your stack. All governed. All audited.

Stripe Quickbooks Xero Accounting Api Hubspot Paypal
Plaid integration

Start free.
No credit card required.

Start free with 1,000 runs — no credit card required. Connect Plaid in minutes, dry-run every action before it touches production, full audit trail on everything.

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